Once a property is fully funded, SmartCrowd creates a Special Purpose Vehicle (SPV), a separate company registered in the DIFC specifically for that property.
The property is registered under the SPV’s name, and investors receive shares in the SPV based on how much they invest.
Each SPV is divided into 1,000,000 shares. For example, if a property is worth AED 1,000,000:
Each share is worth AED 1
An AED 500 investment gives you 500 shares
This means you own 0.05% of the property
This allows multiple investors to own shares in the same property. The SPV is named on the title deed, while each investor’s shares show how much of the property they own.
It also keeps the property separate from SmartCrowd, helping protect investors if SmartCrowd were to cease operating. Each SPV is listed on the DIFC’s public register, creating a clear record of ownership.
It’s all regulated and more importantly, transparent!