Once a property is fully funded, it is held through a Special Purpose Vehicle (SPV): a separate company created specifically for that property.
SmartCrowd operates under the regulation of the Dubai Financial Services Authority (DFSA), ensuring compliance with strict operational standards and providing a secure platform for investors.
When you invest, you own shares in the SPV, and the SPV owns the property on behalf of all investors.
Each property is divided into shares equal to its total acquisition price. This means 1 share = AED 1, so your investment amount directly matches the number of shares you own.
For example, if you invest AED 50,000, you’ll receive 50,000 shares, representing your ownership in that property.
Additionally, before an SPV purchases a property, the DIFC issues a Non-Objection Certificate (NOC) to the Dubai Land Department (DLD). This NOC includes details about the SPV, the list of investors, and the property itself. The SPV is also registered with the DLD, ensuring dual recognition by both the DIFC and DLD, which provides legal protection for fractional investors.
This structure makes it easy for multiple investors to co-own a property, while keeping ownership clear, transparent, and legally recorded through the SPV.
To ensure compliance with regulatory standards and provide legal recognition for fractional ownership