All users are classified as Retail Investors by default.
As a Retail Investor, your investment limits are aligned with regulatory guidelines. You can invest up to USD 50,000 per property and USD 100,000 per year across the platform. These limits are in place to provide additional protection, along with more detailed disclosures and risk warnings.
Diversification Requirements
To ensure a balanced investment portfolio, SmartCrowd imposes diversification requirements:
No single investor can own more than 24.99% of any property.
Large deposits must be spread across multiple properties, especially for Retail investors.
If you meet certain criteria, you may qualify to be classified as a Professional Investor. This typically includes having net assets of at least USD 1 million (excluding your primary residence) and/or relevant experience in financial markets. Professional investors may also need to demonstrate prior investment experience and meet diversification requirements for larger investments.
Professional Investors have greater flexibility in their investment limits, allowing them to invest larger amounts per property and across the platform. However, they may still be subject to diversification requirements, such as limits on ownership percentages in a single property.
You can request to be assessed as a Professional Investor at any time, and our team will review your eligibility.
Learn how to become a professional investor by clicking here.