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Retail vs Professional Investors

What is the difference between a retail investor and a professional investor on SmartCrowd?

Updated over 2 weeks ago

All users are classified as Retail Investors by default.

As a Retail Investor, your investment limits are aligned with regulatory guidelines. You can invest up to USD 50,000 per property and USD 100,000 per year across the platform. These limits are in place to provide additional protection, along with more detailed disclosures and risk warnings.

If you meet certain criteria, you may qualify to be classified as a Professional Investor. This typically includes having net assets of at least USD 1 million (excluding your primary residence) and/or relevant experience in financial markets.

Professional Investors are not subject to the same investment limits, meaning they can invest larger amounts per property and across the platform.

You can request to be assessed as a Professional Investor at any time, and our team will review your eligibility.

Learn how to become a professional investor by clicking here.

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